Hdfc Bank Home Loan
HDFC Bank guarantees reasonable and convenient Home Loan at your doorstep.
Widest range of approved projects.
Attractive Home Loan Interest Rate.
Wide range of Home Loan Products.
Assure hassle-free processing.
Loan from any office for purchase of home anywhere in India.
Loan approval before property selection.
Flexible repayment options.
Secured document storage.
Widest range of approved projects
The bank has highest number of approved projects across the country with reputed builders like Orris, DLF, Ireo, Emmar, Raheja and so on.
Attractive Home Loan Interest Rate
HDFC offers two types of interest scheme: Fixed rate of interest and Floating rate of interest. For Fixed rate loans the bank is offering fixed interest rate for first 3 or 5 yrs, and then would vary depending on the loan amount; for Floating the rate would be 10.75% upto 30 lacs ,for 30 to 75 lacs 11%and 75 lacs to 2crs 11.25%. Customer can also go for Partly fixed or Partly floating too.
Wide range of Home Loan Products to choose from
Home loans are offered for purchase of property either directly from the builder/resale or construct houses. The bank too offers loan for Home improvement, Home extension, land purchase etc. The organization funds on both residential and commercial properties.
HDFC sends representatives to guide you on the product and collect documents at your doorstep.
Assure hassle-free & easy processing
Bank would assist you throughout the process, to assure easy processing.
The bank helps you in property selection and evaluation of the same.
An application form duly signed by the borrower; a passport size photograph; address proof, identity proof, income documents, bank statement and a processing fee cheque.
Loan from any office for purchase of home anywhere in India
Vast network helps customer to visit any nearby branch to apply for the loan.
Loan approval even before a property is selected
You can get the loan approved before property identification; the loan would be appraised under the clause sanction applicable subject to legal and technical clearance of the property.
Flexible repayment options
The bank provides you the options like Step up Repayment Facility, Flexible Loan installments Plan, Tranche Based EMI, and Accelerated Repayment Scheme.
Secured document storage
Bank takes extraordinary measures to ensure that the title deeds mortgaged as collateral are in protected custody.
The bank caters Salaried, Self Employed Professionals and Self Employed Businessman. An existing HDFC Home Loan customer can avail other loans (like Personal Loans, Car Loans etc) at lower interest rates.
A visit through www.moneylaxmi.com would give you a good insight of home loan scenario. We offer transparent information about available options of home loan offers in India and aim at helping you in finalizing the best deal.